For Lenders. Name * First Name Last Name Email * 1. What is the greatest challenge you face when evaluating borrowers? Lack of reliable income verification Limited access to borrower history beyond credit score Inconsistent or missing documentation High risk of default Other 2. Why do you most often reject loan applications? Poor credit score Insufficient income or collateral Incomplete or inaccurate application Concerns about fraud or misrepresentation Other 3. What borrower information do you wish you had better access to? Alternative income sources (gig work, etc.) Private loan payment history Real-time cash flow data Behavioral or financial education indicators Other 4. What part of your lending workflow slows you down the most? Manual document reviews Verifying income or employment Risk modeling and scoring Regulatory compliance checks Other 5. What would make you more confident in approving borderline applicants? Better real-time financial data Alternative credit scoring models Risk-sharing or insurance mechanisms Tools to predict repayment behavior Other Thank you!Feel free to check out our tools and resources. Go to getRELA Home